Liability
Contractual review, programme structuring and layering, placement assistance, post-policy documentation and complete claims support.
Uttara Vaid Advisory Services LLP
Uttara Vaid built India's first liability insurance department. UV Advisory now extends that unmatched expertise to insurers, brokers and insureds through neutral, specialist counsel.
Trusted by brokers & carriers
Years of liability insurance leadership
Liability insurance department in India
Cyber policy sold to a financial institution
Pillars served across the insurance industry
The Firm
Uttara Vaid Advisory Services LLP provides a neutral platform for the three pillars of India's general insurance industry: the insureds, the insurers and the brokers.
We deliver niche consultancy across placement insight for complex liability programmes, operational and product training, policy structure and design, coordination of global programmes, contractual reviews, and claims handling in liability and affinity.
Whether you are an insurer strengthening underwriting, a broker sharpening documentation and domain knowledge, or an insured refining risk transfer, our counsel is built on three decades at the sharp end of the market.
"The technical aspects need to come back into winning deals."
Our Practice
Contractual review, programme structuring and layering, placement assistance, post-policy documentation and complete claims support.
Identifying affinity opportunities, designing the right product mix and marketing strategy, and helping clients earn royalty and loyalty from bespoke schemes.
Assistance with cyber policy wording, coverage endorsements, programme structuring and broker placement support alongside legal and IT teams.
Complex claims handling across all lines, from admissibility and policy interpretation to strategy, legal inputs and claims protocol design.
Review of risk indemnification and insurance clauses, liability evaluation, limitation strategies and contractually compliant insurance structures.
Product and operational training across basic and advanced liability modules, SOPs, stewardship reports and best-practice broking documentation.
The Founder
Pioneer of liability insurance in India
Uttara Vaid's profile is unmatched in the Indian general insurance industry for its blend of strategic and operational experience, technical expertise and management acumen. She set up the first liability insurance department in any Indian general insurance company and has since demystified and popularised complex liability products for Indian insureds.
Her landmarks include selling the first cyber policy to a large financial institution, handling the Taj Hotels terrorism claim in 2008, and being the first student to clear the Risk Management examination in India. She has held regional leadership roles for AIG and Aon, overseeing liability lines across Asia.
Years in insurance, spanning underwriting, claims and reinsurance
Regional oversight for AIG and Aon across multiple countries
Led the Taj Hotels terrorism claim
To clear the Risk Management examination in India
Leadership
Senior Manager
Prachi brings a technology-informed perspective to UV Advisory. She holds an MPhil in Innovation, Strategy and Organisation from the University of Cambridge and a Business Management degree from the University of Exeter.
Her experience spans technology consulting at Accenture in London and data analytics at Ernst & Young in India, equipping her to apply structured, analytical thinking to modern insurance advisory.
Connect with Prachi
Why UV Advisory
We serve all three constituents of the general insurance industry with tailored, practical solutions that move the needle.
A neutral technical outsourcing platform for complex lines of business, led by one of India's most experienced liability practitioners.
We bring technical rigour back into winning deals, pairing global standards with a deep understanding of the Indian market.
Client Voices
They are not only thorough with their work but also make it easy for others to understand their recommendations, and are always willing to take the time to discuss.
Susheel Tejuja
Managing Director, LIBPL
UV Advisory offers efficient, detail-oriented and exceptionally proficient consultancy services to Aditya Birla Insurance Brokers in the field of liability.
Dr. Sandeep Dadia
CEO, ABIBL
Salasar Services have been availing of UV Advisory's consultancy services to improve our liability insurance offerings to our clients.
Arvind Khaitan
Chairman, SIBL
Contact
Whether you need support with liability placement, contractual review, claims handling or training, we would be glad to hear from you.